The 4 Key Areas of Financial Planning
Each product comes with different packages, it will based on your Needs and Budget.
Monthly Savings for example 3,000php some of it will go to your insurance coverage and some of it will go to Investment side. You can use your savings for your retirement or any investments like education and properties and you’re still covered with the Benefits. It’s like hitting 2birds in one stone.
Monthly Savings for example 3,000php some of it will go to your insurance coverage and some of it will go to Investment side. You can use your savings for your retirement or any investments like education and properties and you’re still covered with the Benefits. It’s like hitting 2birds in one stone.
Protection Package is more concern on Benefits:
Death benefit: 1,000,000 Investment: after 10yrs: 216,844
Critical illness: 1,000,000 20yrs: 872,415
Accident: 1,500,000 Age 65: 4,662,170
Disability: 1,000,000
Hospital income: 1,000 daily Savings Plan: Whole Life
*This Product has the lowest monthly, but the highest Protection
Death benefit: 1,000,000 Investment: after 10yrs: 216,844
Critical illness: 1,000,000 20yrs: 872,415
Accident: 1,500,000 Age 65: 4,662,170
Disability: 1,000,000
Hospital income: 1,000 daily Savings Plan: Whole Life
*This Product has the lowest monthly, but the highest Protection
Medium & Long Term Savings is more concern on Investment:
Death benefit: 500,000 Investment: after 10yrs: 340,590
Critical illness: 300,000 20yrs: 1,143,513
Accident: 700,000 Age 65: 5,584,436
Disability: 200,000
Hospital income: 1,000 daily Savings Plan: Limited Years (5,7,10,15)
*Very Conservative return of Investment with a substantial amount of Protection
Death benefit: 500,000 Investment: after 10yrs: 340,590
Critical illness: 300,000 20yrs: 1,143,513
Accident: 700,000 Age 65: 5,584,436
Disability: 200,000
Hospital income: 1,000 daily Savings Plan: Limited Years (5,7,10,15)
*Very Conservative return of Investment with a substantial amount of Protection
Children’s Education is more concern on short term Investment
Death benefit: 260,000 Investment: after 10yrs: 771,399
Accident: 260,000 20yrs: 726,575
Disability: 260,000 Withdrawal amount on 11th year is php500,000
Payor Waiver: All Premiums paid
Savings Plan: Limited years(10years)
*Substantial Coverage amount with a High Return of Investment will be used for Child’s Education
Death benefit: 260,000 Investment: after 10yrs: 771,399
Accident: 260,000 20yrs: 726,575
Disability: 260,000 Withdrawal amount on 11th year is php500,000
Payor Waiver: All Premiums paid
Savings Plan: Limited years(10years)
*Substantial Coverage amount with a High Return of Investment will be used for Child’s Education
Retirement is more concern on the long term Invstment
Death benefit: 500,000 Investment: age 55: 6 to 8million
Accident: 500,000
Disability: 500,000
*Substantial Coverage amount with a High Return on long term for Retirement Benefits
The Amount of Coverage/Benefits are Flexible, we can lower the Benefit or Higher, the Monthly savings will take effect on it, and the Return Fund Value/Investment will affects also.
Death benefit: 500,000 Investment: age 55: 6 to 8million
Accident: 500,000
Disability: 500,000
*Substantial Coverage amount with a High Return on long term for Retirement Benefits
The Amount of Coverage/Benefits are Flexible, we can lower the Benefit or Higher, the Monthly savings will take effect on it, and the Return Fund Value/Investment will affects also.
